Money doesn’t care who you are. A good wealth manager knows you, your goals and your values.

Read more
Money doesn’t care who you are. A good wealth manager knows you, your goals and your values.

Market themes for the next 12 months

11 January 2019

A year ago, the return expectations on liquid investments were very low, US monetary policy was tightening and the mood of investors was, on average, very positive concerning the new year’s investment outlook. As the set-up was not especially positive for investors, the positioning of our portfolios was cautious. Now, following the autumn’s market plummet, the return expectations on equities and corporate bond investments have risen and an increase in key interest rates is no longer self-evident. This increases the likelihood that this year will turn out to be better for investors than last year.

There are still concerns. The slowing down of economic growth weakens the accuracy of economic and earnings forecasts and raises the possibility of monetary policy errors, at the same time as the global economy’s debt level is record-high. The trade war between the US and China creates disturbances in global supply chains and reduces companies’ investment appetite in an already uncertain environment.


Did you receive a letter about paperless service?

We are renewing our ways of service and making our customers’ life easier through paperless service. We are approaching our customer via letter during October.

Market Outlook

Watch our Investment Management's analysis on current market events once a month. 

"We see the Finland of the future as a place where enterprise and innovation form the basic pillars of society and where each and every person can live the life they have always dreamed about.

We know that by creating financial security we can improve the lives of Finns and the business of Finnish companies and create an operating environment where anything is possible."

–CEO Petri Niemisvirta

Send a message

A simple and safe way for customers to contact us is to send us a message through our Web Service


Our Customer Service number

0200 31100
(lnc/mpc) Mon to Thu 8-18 and Fri 8-17

Ask us to contact you

Send us your details and we will contact you.

Use this form to make a request for contact. If you are a customer and would like to place an order, send a secure message by logging in to our Web Service or by calling our Customer Service.

Log in to Web Service »

* required field

Subscribe to our newsletter

What's going on? Keep up to date with market events.