Personal wealth management

Our personal wealth management services are intended for investment assets exceeding EUR 250,000.

Let us make a better plan for your assets. When managing your wealth, we always take into account your current situation and future plans. Your investments are made under an insurance contract, which is easy and flexible for you.

We are part of the Sampo Group, which means you also benefit from the expertise and connections of a leading Nordic investor and have access to investment objects that are offered only to a chosen few. You also have access to the investment offering of our partner BlackRock, the world’s largest wealth manager.

We are professionals in profitable and safe investing. Our more than 80 investment professionals throughout Finland are at your service.

Choose how you want to prosper

With Full-Mandate Wealth Management, your assets are managed by an investment professional

With Full-Mandate Wealth Management, you benefit from our insight and expertise without having to make the investment decisions yourself. You and your wealth manager decide on the investment strategy and risk level that suit you, and we manage your wealth accordingly.

We target stable returns on your investments in the long run. That means risk selection according to the prevailing market conditions and, if necessary, a swift response to market changes. Full-Mandate Wealth Management is realised under an insurance contract.

  • Your dedicated wealth manager will maintain contact with you in a mutually agreed manner.
  • You benefit from an insurance contract that allows you to conveniently change the investment objects and weights, and which makes sense in terms of taxation.
  • Includes legal advisory services for managing your investments and personal finances.
  • You can stay on top of your investments in our Web Service or by using our ML Money mobile app.
  • You will receive a wealth management report at least four times a year.

With Consultative Wealth Management, you make the decisions

With Consultative Wealth Management, you enjoy the expertise and recommendations of our investment professionals, but make the final investment decisions yourself.

When you invest in BlackRock’s iShares index products through us, you combine index investments with the benefits of insurance investing. We also regularly offer you structural investments in line with the current market situation as well as special investment objects.

  • Your dedicated wealth manager will keep you up to date on market events and new investment objects.
  • You reap the benefits of an insurance contract: changing investment objects and allocations is easy and makes sense in terms of taxation.
  • You can choose from a wide range of investment objects. We also offer the investment products of our partners and you can invest directly in securities.
  • Access to BlackRock’s range of more than 700 iShares ETFs and the expertise of a global market leader.
  • Includes legal advisory services for managing your investments and personal finances.
  • You can stay on top of your investments in our Web Service or by using our ML Money mobile app.
  • You will receive a wealth management report at least four times a year.

Investing under an insurance contract

Investing under an insurance contract is suitable for both saving and investing, enhancing and managing your wealth and improving the financial security of your loved ones. Our wealth management services are carried out under an insurance contract, which means that you can change the investment objects and withdraw your invested capital without tax consequences. You can withdraw your assets under your contract without tax consequences for as long as you have sufficient capital. You are only required to pay capital gains tax when you withdraw the returns*. Any additional investments always increase the capital.

*The taxation information corresponds to the tax legislation in effect on 1 January 2015. Mandatum Life is not responsible for any possible changes in taxation.

Send a message

A simple and safe way for customers to contact us is to send us a message through our Web Service

Call

Our Customer Service number

0200 31100
(lnc/mpc) Mon to Thu 8-18 and Fri 8-17

Ask us to contact you

Send us your details and we will contact you.

Use this form to make a request for contact. If you are a customer and would like to place an order, send a secure message by logging in to our Web Service or by calling our Customer Service.

Log in to Web Service »

*
* required field

Subscribe to our newsletter

What's going on? Keep up to date with market events.