Let the professionals look after your assets

With the portfolio management service, you can save and invest easily and conveniently.

Mandatum Life’s Portfolio Management Service is for you if you are not interested in spending time tracking the markets, but would rather let the professionals manage your assets. With the Portfolio Management Service, you only determine your risk level and investment objective – and we will inform you of how your savings are developing.
 

With the Portfolio Management Service, your savings are invested across various asset classes. In the Portfolio Management Service we have a wide range of investment objects to choose from, including investment options from our partner BlackRock*.
 

*BlackRock is the world’s largest wealth management firm and the global market leader in index investments.

 

The Portfolio Management Service suits

  • Private individuals and companies
  • Continuous saving or growing a lump sum transferred to the contract. You can, however, withdraw your savings within just a few days (does not apply to pension insurance contracts)
  • Being linked to Mandatum Life’s pension, group pension or investment insurance contracts and capital redemption contracts

You are always up to date on how your savings are developing

You can keep track of your savings on our Web Service, where you can also easily change your investment strategy. You will receive a monthly summary of your investment strategy and the changes made to the allocation of your investment objects. If you wish, we can send you a message about the changes by email or text message.

Portfolio management service pricing

The management fee for the portfolio management service is 0.005% for the Defensive strategy, and 0.15% for other strategies.

Choose the investment strategy that suits you best

You can choose the investment strategy that suits you best among five options. Your selection is based on your objective and how much risk you are willing to take: in the option with the lowest risk level, the proportion of fixed income investments is higher, whereas in the option with the highest risk, your assets are mainly invested in equities. 

If you save in pension insurance, we will ensure that your investment strategy is changed to a lower-risk option as you approach retirement.

Defensive

Your goal is to avoid risks and you especially value a safe approach to the management of your wealth. Most of the investment objects consist of fixed income investments. The recommended investment period is at least 2 years.

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Conservative

You target a better return on your savings than a deposit, but want to avoid strong fluctuations in the value of the invested assets. The recommended investment period is at least 2 years.

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Balanced

You want to take advantage of both fixed income and equity investments in growing your wealth. You are aware that the value of the investments can vary significantly in the short term. The recommended investment period is at least 3 years.

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Growth

You target good return development, but at the same time you accept even large fluctuations in the value of your savings in the short term. The recommended investment period is at least 5 years.

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Aggressive

Your most important objective is a high return, which our professionals target mainly through equity investments. You tolerate even very high fluctuations in the value of your savings in the short term. The recommended investment period is at least 5 years.

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Send a message

A simple and safe way for customers to contact us is to send us a message through our Web Service

Call

Our Customer Service number

0200 31100
(lnc/mpc) Mon to Thu 8-17 and Fri 8-16

Ask us to contact you

Send us your details and we will contact you.

Use this form to make a request for contact. If you are a customer and would like to place an order, send a secure message by logging in to our Web Service or by calling our Customer Service.

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