Let the professionals look after your assets
The Allocation Investment Baskets allow you to save and invest easily and conveniently.
Mandatum Life’s Allocation Investment Baskets are for you if you are not interested in spending time tracking the markets, but would rather let the professionals manage your assets. With the Allocation Investment Baskets , you only determine your risk level and investment objective – and we will inform you of how your savings are developing.
In the Allocation Investment Baskets, your savings are invested across various asset classes. We have a wide range of investment objects to choose from, including investment options from our worldwide partners.
Allocation Investment Baskets suit
- Private individuals and companies
- Continuous saving or growing a lump sum transferred to the contract. You can, however, withdraw your savings within just a few days (does not apply to pension insurance contracts)
- Being linked to Mandatum Life’s pension, group pension or investment insurance contracts and capital redemption contracts
You are always up to date on how your savings are developing
You can keep track of your savings on our Web Service, where you can also easily change your investment strategy. You will receive a monthly summary of your investment strategy and the changes made to the allocation of your investment objects. If you wish, we can send you a message about the changes by email or text message.
The management fees for the Allocation Investment Baskets are 0.005% for the Defensive strategy, and 0.15% for other strategies.
Choose the investment strategy that suits you best
You can choose the investment strategy that suits you best among five options. Your selection is based on your objective and how much risk you are willing to take: in the option with the lowest risk level, the proportion of fixed income investments is higher, whereas in the option with the highest risk, your assets are mainly invested in equities.
If you save in pension insurance, we will ensure that your investment strategy is changed to a lower-risk option as you approach retirement.
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