Today is a good day to start prospering
Portfolio Management Service is the right choice for you if you want to increase your wealth while entrusting your wealth management in the hands of investment professionals.
In our Portfolio Management Service we take care of your assets proactively in all market situations. You choose an investment strategy that suits you and let our Investment Management team take care of your assets according to your risk level.
Regardless of the sum invested, we manage your wealth at a monthly cost of EUR 3,80. Portfolio Management Service is implemented within an insurance contract.
We will keep you up to date on the development of your wealth and the management of your investments. You will receive a monthly summary report and can also track the development of your investments on our Web Service.
To increase your wealth is important that assets are allocated between different asset classes, like fixed income, stocks and alternative investments. In Portfolio Management Service we use various asset classes in our investment operations and you benefit from investment objects usually available to major investors. You can add Portfolio Management Service to Mandatum Life's pension, group pension or investment insurance or capital redemption contracts.
The service is also a good choice for you if you are a pension saver: as your retirement approaches, your investment strategy will be adjusted to be less risky, taking the current market situation into consideration.
The Defensive option has been tailored for an investor who values safety and wants to avoid risks. Defensive represents an option that is weighted fully towards fixed-income instruments and is efficient in terms of its return to risk ratio. The strategic weight of high-risk assets in a basic situation is less than 5 per cent, but may vary between 0 and 10 per cent.
The Conservative option is designed for an investor who is aiming for a better return than a deposit but wants to avoid strong fluctuation in the value of invested assets. In a basic situation, this option contains safer fixed income investments as well as an average of 25 per cent of higher risk assets. The share of high-risk assets may vary between 0 and 50 per cent.
The Balanced option is designed for an investor who is looking for good return on both fixed income and equity investments, depending on the market situation. In a basic situation, assets are equally distributed between safer fixed income investments and higher risk asset classes so that 50 per cent is allocated in both. The Portfolio Manager regulates the weight of the higher risk assets between 0 and 100 per cent in accordance with his or her view of the market.
The Growth option is suitable for an investor who wants an effective option in terms of its return to risk ratio. In a basic situation, this option contains safer fixed income investments as well as an average of 80 per cent of higher risk assets. Also in this portfolio, the share of high-risk assets may vary between 0 and 100 per cent.
The Aggressive option is suitable for an investor who is looking for a fully risk-based and high-yielding option. In the basic situation, this return-seeking solution in terms of its return to risk ratio does not include any fixed income investments. The share of high-risk assets in the portfolio may vary between 0 and 125 per cent.
Learn more about our Portfolio Management Service
Portfolio Management Service is suited for both private and corporate customers. If you are saving for retirement, Portfolio Management Service offers you tailored risk management: As your retirement approaches, your investment strategy will be adjusted to be less risky, taking the current market situation into consideration. Regardless of the sum invested, we manage your wealth at a monthly cost of EUR 3,80. As our customer, you always invest within an insurance contract.
The service can be linked to a new or existing Mandatum Life pension, group pension or investment insurance contract or to capital redemption contracts.